The Importance Of Having Dental Insurance

June 27, 2014 | Author: | Posted in Insurance

ATVs and other recreational vehicles like jet skis are fun to own and many people use them both recreationally and commercially. Some people in more rural areas even use them for personal transportation more than their regular car or truck.

New Laws First, it is important to understand how dental coverage fits into the new Affordable Care Act that has gone into effect with the New Year. Adults are not required to carry dental coverage for themselves, but by law it is required for children to have coverage through the age of 19. The specific details of these laws and how they are implemented will differ from state to state and you can find more information through your state’s insurance resource websites. Dental coverage for adults is something you have to opt into as it will not be automatically provided under the basic ACA health plans.

Temporary Housing If there is an accident that causes damage to the home or apartment you are renting, renters insurance can come in handy. It can provide the money you need to cover expenses related to necessary temporary housing.

Health Benefits of Dental Insurance Cost benefits aside, there are some significant health benefits to carrying dental insurance for you and your family. People who have dental insurance are significantly more likely to regularly visit their dentist and maintain a healthy level of oral hygiene.

Other Tips Some homeowner’s insurance policies provide coverage for damage to ATVs and other recreational vehicles that are stored on the property. It is important that you understand that the policy will not cover damage, loss, and injury during the operation of the ATV or 4-Wheeler. Check with your insurance provider and get a quote for bundling the insurance, and that may save you some money on both policies.

Protecting Your Financial Future It is probably more accurate to say that you can’t afford to not have renters insurance than to say you can’t afford having it. It really is not very expensive, averaging between $15 and $30 per month. Consider your situation and decide whether or not renters insurance is right for you. Insurance Center Associates provides home insurance in Torrance. Give us a call today and let us help you find a solution that works for your situation.

We will help you get the right coverage at the right price by representing a full line of quality and competitive insurance carriers to meet your special needs. Not being limited to one company, we can work for you to find the Best Insurance match.

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